# Referral program

> How your referral link works, how much you earn from invited friends' operations, and how to withdraw your referral balance.

Invite friends to PS Wallet and receive a share of our revenue from their operations. Rewards accumulate on your referral balance, and you can withdraw them to your USDT account at any time.

## Where to find the program

Open "Profile" → "Referral program". On desktop, use the "Referrals" item in the side menu.

Here you will find:

- **Referral balance** — how much you have accumulated and not yet withdrawn, and the "Claim" button;
- **Total earned** — rewards for all time;
- **Total referrals** — how many people joined using your link;
- **Your referral link** and the "Copy link" button;
- **Recent earnings** — rewards for referrals and withdrawals to your account.

## How to invite a friend

1. Copy your link in the "Referral program" section.
2. Send it to your friend.
3. Your friend opens the link — PS Wallet launches and they become your referral.

Only a new user becomes a referral — someone who is opening PS Wallet for the first time. If a person has already used the wallet, they cannot be linked to your link.

If you have opened the "Referral program" section at least once, a new user who opens the wallet for the first time via your [check](https://help.pswallet.org/en/withdraw/checks) will also become your referral.

## How much you earn

You receive a percentage of PS Wallet's revenue from your referrals' operations — that is, from the fees they pay. Your percentage is shown in the section: "Invite friends and get …% of our revenue".

Rewards are earned from your referrals' paid operations, for example:

- exchange;
- crypto withdrawal;
- virtual card issuance and top-up;
- SBP QR code payments and Steam top-ups;
- transfer to a card;
- ruble deposits.

There are no rewards for free operations — transfers between PS Wallet users and checks — because we earn no revenue from them.

> [!NOTE]
> The percentage is calculated from our revenue from the fee, not from the operation amount. For example, if a referral paid a 10 USDT fee for an exchange, the reward is calculated from those 10 USDT, not from the entire exchange amount.

## Referral balance

Rewards accumulate in US dollars. Even fractions of a cent are counted — you can see them in "Recent earnings", and they are not lost: whole cents are made up from the fractions.

## How to withdraw your reward

1. In the "Referral program" section, tap "Claim".
2. In the "Where to credit" window, choose a USDT account — TRC20, BEP20, ERC20, or TON.
3. The reward is credited to the account immediately: "… USD credited to balance".

1 USD of referral balance = 1 USDT in your account. Only whole cents are withdrawn; fractions of a cent stay on your balance and keep accumulating. The minimum withdrawal is 0.01 USD. There is no withdrawal fee, and no PIN is required.

## Rewards for multi-checks

Multi-checks have a separate setting — "Referral reward". The check's author sets and pays the reward to those who share the check. This is not related to the referral program, see [Checks](https://help.pswallet.org/en/withdraw/checks).

:::details My friend signed up but didn't appear in my referrals
Most likely, they had already opened PS Wallet before — in that case linking is not possible. Only someone who opened the wallet for the first time via your link or check becomes a referral.
:::

:::details Can I change my percentage?
Your percentage is shown in the "Referral program" section. You cannot change it yourself.
:::

:::details I used the old PS Wallet. Are my referrals preserved?
Yes. Your referral link, percentage, and invited users are transferred automatically. See [Migrating from the old PS Wallet](https://help.pswallet.org/en/start/migration).
:::

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Source: https://help.pswallet.org/en/referral/referral-program