# What is PS Wallet

> What the PS Wallet crypto wallet can do, where it works, and which coins and networks it supports.

PS Wallet is a crypto wallet inside Telegram. You can store, exchange, and send cryptocurrency, and pay for purchases with a virtual card and SBP QR codes. No separate registration is needed: your account is linked to your Telegram.

## Where the wallet works

- **Telegram mini app.** Open the bot [@pswallet](https://t.me/pswallet) and tap "Open app". It works on your phone and in Telegram Desktop — on a large screen, the wallet is shown with a side menu.
- **Web version.** You can open the wallet in a browser at [pswallet.org](https://pswallet.org) and sign in with Telegram.
- **Bot chat.** Balances, deposits, withdrawals, transfers, checks, and cards are available right in your chat with @pswallet — using the commands /wallet, /checks, /cards, and /settings. Important operations from the chat are confirmed with your PIN in the app.

For more about signing in, see the article [Sign-in and account](https://help.pswallet.org/en/start/sign-in).

## What the wallet can do

**Accounts and deposits**
- USDT accounts on four networks (TRC20, BEP20, ERC20, TON), as well as TRX, BNB, ETH, XAUT, GRAM, and rubles — [Coins and networks](https://help.pswallet.org/en/accounts/coins-and-networks).
- Crypto deposits from any wallet or exchange — [Crypto deposit](https://help.pswallet.org/en/accounts/crypto-deposit).
- Ruble account deposits via SBP — [Ruble deposit](https://help.pswallet.org/en/accounts/rub-deposit).

**Transfers and withdrawals**
- Withdrawal to an external wallet or exchange — [Crypto withdrawal](https://help.pswallet.org/en/withdraw/crypto).
- Free instant transfers to other users by @username — [Transfers to users](https://help.pswallet.org/en/withdraw/transfers).
- Checks — links with money that you can send to any chat — [Checks](https://help.pswallet.org/en/withdraw/checks).
- Transfer to a Russian bank card by card number — [Card transfer](https://help.pswallet.org/en/withdraw/card-transfer).

**Exchange**
- Exchange of any coins between your own accounts at a rate that is shown before you confirm — [How to exchange](https://help.pswallet.org/en/exchange/how-to-exchange).

**Payments and cards**
- Virtual Visa cards with Apple Pay and Google Pay support — the [Crypto cards](https://help.pswallet.org/en/cryptocards) section.
- Paying SBP QR codes and Steam top-ups — the [Payments](https://help.pswallet.org/en/payments) section.

**Savings and income**
- Piggy banks with a goal and auto-deposit, staking with interest — the [Piggy banks and staking](https://help.pswallet.org/en/savings) section.
- Referral program: a share of our income from the operations of the friends you invite — [Referral program](https://help.pswallet.org/en/referral/referral-program).

**For business**
- PS Wallet Pay — accepting payments in bots and on websites via API — the [PS Wallet Pay API](https://help.pswallet.org/en/pay-api) section.

## Security

You can view balances and history without a PIN. Withdrawals, transfers, checks, payments, and card details are confirmed with a PIN or biometrics — [PIN and operation confirmation](https://help.pswallet.org/en/start/pin).

Large deposits and withdrawals go through an AML check — [AML check](https://help.pswallet.org/en/security/aml). To learn how not to lose access to your funds, see the article [How to protect your account](https://help.pswallet.org/en/security/account-security).

## Fees

Crypto deposits, transfers to PS Wallet users, and checks are free. Fees for withdrawals, exchanges, and payments are collected on one page — [Fees and limits](https://help.pswallet.org/en/accounts/fees-and-limits).

## Support

If something isn't working, contact support: [@pswalletsupp](https://t.me/pswalletsupp). The link is also available in the app: "Profile" → "Support".

> [!WARNING]
> The only official wallet bot is [@pswallet](https://t.me/pswallet), and the website is pswallet.org. PS Wallet staff never ask for your PIN or codes from emails.

If you used a previous version of PS Wallet, read the article [Migrating from the old PS Wallet](https://help.pswallet.org/en/start/migration).

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Source: https://help.pswallet.org/en/start/about