# Checks

> How to send cryptocurrency as a link in any Telegram chat: quick and custom checks, claim conditions, deletion, and refunds.

A check is a link with money. Send it to any Telegram chat, and the recipient claims the money to their PS Wallet. You don't need to know the recipient's wallet address or @username. Checks are free.

There are two types of checks: a quick check, created right in the chat, and a custom check, with a password, multiple recipients, and other conditions.

## Quick check in a chat

1. In any chat, type `@pswallet` and an amount in the input field, for example `@pswallet 100`.
2. A list of accounts with sufficient funds will appear above the input field: "Send 100 USDT", etc. Select the one you need.
3. A message with the check and a "Confirm check (for sender)" button will be sent to the chat.
4. Tap it and confirm the check with your PIN in the app.

After confirmation, a "Claim …" button will appear in the message — the recipient uses it to claim the money.

To select a coin right away, add it after the amount: `@pswallet 100 usdt`. To let only a specific person claim the check, add their @username at the end: `@pswallet 100 @username`.

> [!NOTE]
> You have a limited time to confirm a quick check. If you miss it, the check is canceled and no money is deducted.

## Custom check

1. Open the "Transfer" tab → "Create check" and select "Custom check".
2. In the "Debit account" field, select an account.
3. Enter the "Check amount" — this is how much each recipient will receive.
4. In the "Number of claims" field, enter how many people can claim the check. If more than one, it's a multi-check.
5. If needed, open "Claim conditions" and set them up (see below).
6. Tap "Create" — the button shows the total amount — and confirm with your PIN.

The entire check amount is reserved on the account immediately. A multi-check for 10 claims of 5 USDT each will reserve 50 USDT.

### Claim conditions

- **Telegram Premium only** — only users with a Premium subscription can claim the check.
- **New users only** — only those who opened PS Wallet for the first time after the check was created can claim it.
- **Password protection** — the recipient must enter a password. You can add a hint.
- **Channel subscription** — to claim the check, the recipient must subscribe to your channels or groups. The "Add new channel" button will guide you on how to add a channel.
- **Referral reward** (multi-checks only) — if a person can't claim the check themselves (for example, the check is for new users only), they can share it and get a reward for each person who claims the check via their link. Rewards are reserved together with the check amount.

## How to send a check

All active checks are on the "Checks" page. On the home screen, it opens from the "Checks — You have … active checks" tile. Each check has these buttons:

- **Share** — select a Telegram chat and send the check there with an image;
- **Copy link** — you can send the link anywhere;
- **Delete** — cancel the check.

## How to claim money from a check

1. Tap "Claim …" in the message or open the check link.
2. PS Wallet will open and the check will activate automatically — "You received …" will appear.
3. If the check is password-protected, enter the password and tap "Activate". If a channel subscription is required, subscribe to the channels in the list and tap "Activate".

The money will arrive in your account in the check's coin. If the recipient doesn't have a PS Wallet yet, an account will be created automatically. The check's creator will receive a message that the check has been activated.

You can't activate your own check. One person can claim a multi-check only once.

## Deleting a check and getting a refund

Checks don't expire: an unactivated check stays valid until you delete it.

To get your money back, open "Checks" and tap "Delete" on the check you need. The unactivated part will be returned to your account. For a multi-check that has already been partially claimed, the remainder will be returned. A fully activated check can't be deleted.

You can also delete a check in the bot chat: /checks → check → "Delete".

> [!WARNING]
> If you haven't set any conditions, anyone with the link can claim the check. Don't post the link where strangers can see it, or protect the check with a password.

## Limitations

- You can't create a check in rubles.
- If transfers are restricted for your account, you also can't create checks — see [Frozen funds and restrictions](https://help.pswallet.org/en/security/frozen-funds).

:::details The check doesn't appear in the list when I type @pswallet 100
The list only shows accounts with enough funds for this amount. Check your balance and the format: first the amount, then, optionally, the coin and @username.
:::

:::details The recipient says the check is "only available for @…"
The check was created for a specific user. Only the owner of the specified @username can claim it.
:::

---
Source: https://help.pswallet.org/en/withdraw/checks