Fees and terms

#Current fees

The card currently issued is the virtual Visa Infinity SG. The figures in the tables below update automatically and reflect the current terms.

#Card terms in detail

#What each row means

Issue price — a one-time fee charged when the card is issued. The price is shown in dollars and is charged from your account in its currency at the exchange rate: the app shows the exact amount before you pay.

Balance after issue — this row appears only if the plan includes a starting balance. In that case, part of the amount is credited to the card right when it is issued.

Validity period — how many years the card is valid from the date of issue.

Payment system — the card works wherever Visa is accepted.

Top-up fee — deducted from the top-up amount. The amount you entered is charged from your account, and the card receives it minus the fee. The app shows the exact amount to be credited before you confirm.

Top-up (min and max) — how much can be credited to the card in a single top-up.

Purchase fee — a fee for each card transaction. In the app it is called "Transaction fee" and is shown in the purchase details in the card history.

Apple Pay and Google Pay — whether you can add the card to your phone's wallet and pay contactlessly. To learn how, see the article Paying with a card, Apple Pay and Google Pay.

Per-transaction, daily, and monthly limits — how much you can spend with the card in a single purchase, per day, and per month. "No limit" means there is no such limit.

Maximum balance — how much money can be on the card at the same time. This row appears only if the plan has such a limit.

#How to check your card's terms

The terms of an already issued card may differ from the current ones, for example if you issued it earlier. To view them:

1. On the home screen, in the "Cards" section, tap the card you need.
2. Tap "Plan".
3. A window opens with the current terms of your card: fees, top-up range, limits, and validity period.

#Previously issued cards

Mastercard cards from the previous lineup, including Virtual Mastercard, are no longer issued. If you still have such a card, you can keep using it — its terms are also available under the "Plan" button.

For cards from the old wallet, the app does not show transaction history or send notifications, and the balance updates with a delay of up to 5 minutes.

#Other costs

• Currency conversion. If a store charges in a currency other than dollars, the amount is automatically converted to dollars.
• Small verification fees. When you add a card to Apple Pay or Google Pay, the card goes through a verification, and a small amount may be charged from its balance. These transactions are also visible in the card history.