Paying an SBP QR code

#How to pay a QR code

1. Tap the QR code button in the bottom bar of the app. Or open the "Transfers" tab and, in the "Payments" section, select "SBP QR".
2. In the "SBP payment" window, choose a method:
   • "Scan QR code" — point your camera at the code;
   • "QR code from photo" — upload a photo or screenshot with the code;
   • "Pay by link" — paste an SBP payment link.
3. Check the payment screen: the amount in rubles, how much will be debited from your account, the rate, and the fee.
4. At the bottom, select the account you are paying from. The amount and fee will be recalculated for that account.
5. Tap "Pay" and confirm the operation with your PIN or biometrics.
6. Wait for the "Operation completed" status — the QR code is paid.

After payment, the bot will send you a message about the successful payment, and the operation will appear in your history, where you can also download the "PDF receipt".

#Paying by link

Use this to pay for a purchase on a website that offers SBP payment.

1. On the store's website, select payment via SBP.
2. A page with a bank selection will open. Copy the address of this page.
3. In PS Wallet, open "SBP payment" → "Pay by link".
4. Paste the address into the "Payment link" field and tap "Continue".
5. Then proceed as with a QR code: check the amount, select an account, and tap "Pay".

#Which accounts you can pay from

From any crypto account: USDT on any network (TRC20, BEP20, ERC20, TON), TRX, BNB, ETH, XAUT, or GRAM. The ruble amount is converted to the account currency at the exchange rate — the rate is shown on the payment screen.

You cannot pay a QR code from a ruble account.

#Fee

The fee is 1%. It is added to the payment amount: the QR code amount (converted) plus the fee will be debited from your account. The app shows the exact fee before payment.

Every month, QR code payments up to $500 are charged at a reduced fee of Free. The reduced fee is applied automatically. For details, see the article Fee discount limits.

#Which QR codes are supported

• Only QR codes with an amount. If the code has no amount, the app will respond: "QR code without an amount is not supported".
• Not too small amounts. If the amount is below the minimum, the app will immediately show the minimum.
• Only SBP codes. If the code is not recognized, you will see the message "Failed to recognize SBP QR code" — check that it is a QR code for SBP payment and scan it again.

#If the payment fails

"Payment by this QR code is currently unavailable". The payment was not created and no money was debited. Try again later.

"Payment failed, please try again". If the payment fails after confirmation, the full amount including the fee is automatically returned to your account. The operation will be marked as unsuccessful in your history.

Money was debited, but the store doesn't see the payment. Check the operation status in your history. If it is successful but the store has not received the payment, contact support: provide the time and amount, and attach the "PDF receipt" from the operation details.

You need a refund for a purchase. Contact PS Wallet support and provide the date and amount of the payment.