PS Wallet How to exchange
How to exchange one coin for another between your own accounts, where to see the rate, and how much an exchange costs.
On this page
An exchange moves money between your own accounts in different coins — for example, USDT to TRX or USDT TRC20 to USDT BEP20. The wallet shows the rate and the amount you will receive before you confirm.
How to exchange
- Open the "Transfers" tab in the bottom bar and select "Between accounts". From an account page: "Transfer" → "Between accounts".
- The "Transfer between accounts" screen opens. In the top card, tap the coin on the right and select the account you are sending from.
- In the bottom "You receive" card, select the account that will receive the coins.
- Enter the amount using the keyboard. The "Max" button fills in your entire available balance.
- Check the amount in "You receive" and the rate below the cards: "1 USDT ⇄ …".
- Tap "Transfer".
Done — the bot will send you the message "Exchange completed successfully", and the "Exchange" operation will appear in the "History" tab.
The button with arrows between the cards swaps the exchange direction.
A PIN is not required for an exchange: the money does not leave your wallet.
The chat with the bot also has a "🔄 Exchange" button — it opens this screen in the app.
Which coins can be exchanged
You can exchange cryptocurrencies for each other: USDT on any network, TRX, BNB, ETH, XAUT, and GRAM. If the exchange direction for an account is currently closed, the wallet will show "Exchange unavailable" and suggest choosing another account.
Rubles cannot be exchanged — neither for cryptocurrency nor back.
Fee and rate
The exchange fee is 1%. It is already included in the rate and in the "You receive" amount, and nothing is deducted separately: you send exactly the amount you entered and receive exactly the amount shown.
Each coin has a minimum exchange amount. For example, you can send USDT TRC20 starting from 5 USDT. If you enter less, the wallet will show the minimum. If your account balance is below the minimum, instead of the "Transfer" button you will see a prompt to deposit funds.
| You give | Fee | Minimum |
|---|---|---|
  USDTTRON (TRC20) | 1% | 5 USDT |
 USDTBNB Smart Chain (BEP20) | 1% | 5 USDT |
 USDTEthereum (ERC20) | 1% | 5 USDT |
 XAUTEthereum (ERC20) | 1% | 0.0026 XAUT |
 ETH | 1% | 0.004 ETH |
 USDTTON | 1% | 5 USDT |
 GRAM | 1% | 5 GRAM |
 TRX | 1% | 15 TRX |
 BNB | 1% | 0.007 BNB |
The rate is the market rate and updates continuously, so the "You receive" amount is recalculated every time you change the amount. The amount you receive is fixed at the moment you tap "Transfer".
If the exchange was not completed right away
Usually an exchange takes seconds. Sometimes — more often with large amounts or rare directions — it needs more time. Such an exchange stays in the history with a clock icon, and the amount is reserved on the account. You can cancel it. For details, see the article Pending exchange.
How do I transfer USDT from TRC20 to BEP20?
This is a regular exchange: select the USDT TRC20 account in the top card and USDT BEP20 in the bottom one. The fee is the same as for any exchange.
Why does the rate differ from the exchange rate?
The wallet's rate already includes the exchange fee. That's why it is slightly worse than the exchange rate — but you immediately see the final amount with no hidden deductions.
I exchanged the wrong coin. Can I cancel?
A completed exchange cannot be canceled. Make a reverse exchange — the fee will again be included in the rate.