PS Wallet Reduced fee limits
What the reduced fee within the monthly limit is, which operations it applies to, and where to check your remaining limit.
On this page
What it is
Every month, some of your operations go through at a reduced fee — until the monthly limit runs out. Above the limit, the regular fee applies.
You don't need to enable anything: the reduced fee is applied automatically and is already included in the amount the app shows before you confirm.
Current limits
How the limit is calculated
- Per person. The limit is personal and shared across all your accounts. For example, the card top-up limit applies to all your cards at once, regardless of which account you use to top them up.
- In dollars. The total of your operations is calculated in dollars at the rate at the time of the operation, even if you pay in rubles, TRX, or another coin.
- Per calendar month. Limits reset on the 1st of every month at 00:00 Moscow time. Unused balance does not carry over to the next month.
- An operation at the limit boundary is split. If the remaining limit isn't enough for the full amount, part of it will go through at the reduced fee and the rest at the regular fee.
- Failed operations don't use up the limit. If an operation fails and the money is returned, its amount is returned to the limit as well.
Sometimes the benefit also has a shared budget for all users. If it runs out before your personal limit, the regular fee will apply until the end of the month.
Where to check your remaining limit
- Open "Profile".
- Tap "Limits" — "Reduced fee this month".
- For each operation, you'll see the reduced fee, a progress bar of the remaining limit, and the label "Remaining … of …".
At the bottom of the window, you'll see when the limits will reset. If the limit for an operation has run out, you'll see the message "This month's limit is used up — the regular fee applies now".
The "Limits" tile in your profile only appears when a reduced fee applies to at least one operation.
In the card issuing window, the reduced top-up fee is shown in green and the regular fee is crossed out. This way you can see how much you save.
Which operations it applies to
- Card top-ups — Card top-up.
- Steam top-ups — Steam top-up.
- SBP QR code payments — SBP QR code payment.
- Transfers to a card by number.
Reduced fee limits do not apply to other operations — withdrawals, exchanges, and ruble top-ups.
FAQ
Why is the fee higher than the reduced one?
Most likely, the limit for this month has run out, or the operation was larger than the remaining limit — in that case, part of the amount was charged at the regular fee. You can see your remaining limit in "Profile" → "Limits".
Can I increase my limit?
Limits are the same for all users and are set by PS Wallet. They may change — the current values are always in the table above.