Transfer to a card

You can transfer money from your PS Wallet crypto account to a card of any Russian bank by card number. The amount is converted to rubles at the exchange rate, and the recipient receives rubles on the card.

#How to transfer

1. Open the "Transfers" tab in the bottom bar and select "By card number".
2. On the "Card country" screen, select "Russia — Russian bank cards".
3. In the "Debit account" field, select the account the money will be debited from.
4. Enter the recipient's card number and tap "Continue". Cards you have already transferred to will appear in a list below the field.
5. Enter the amount in the account currency. Below the amount you will see the allowed range, and below that the fee and the approximate amount that will arrive on the card: "to card ≈ … RUB".
6. Tap "Transfer" and confirm the operation with your PIN or biometrics.

After confirmation, the "Money will be sent to card …" screen appears. When the transfer is completed, the bot will send you the message "Transaction … completed successfully".

#Which accounts you can use

You can transfer to a card from any crypto account: USDT on any network (TRC20, BEP20, ERC20, TON), TRX, BNB, ETH, XAUT, or GRAM.

#Fees and limits

Fee — 3%. It is added to the amount: the transfer amount plus the fee will be debited from your account. If you don't have enough funds to cover the fee as well, "Insufficient funds: at least … needed including the fee" will appear below the amount.

Transfer amount — from 500 ₽ to 100,000 ₽. The wallet converts these limits to the currency of the selected account and shows them below the amount.

Reduced fee. Every month, card transfers up to $1,000 are charged a fee of 2%. Above the limit, the standard fee applies. You can see the remaining reduced-fee limit in "Profile" → "Limits", and the reduced fee is already included in the amount the wallet shows. For more details, see Fees and limits.

The amount that will arrive on the card is fixed at the moment the transfer is created.

#Additional verification

Some card transfers go through an additional security check — for example, if you transfer to many different cards or send a large amount to a new card. While the check is in progress, the transfer appears in your history as a regular transfer in processing, and the funds are reserved on your account. Until the check is finished, your next card transfers may also be sent for verification.

After the check, the transfer is either sent to the card or canceled — in that case the money, together with the fee, is returned to your account, and the bot will notify you that the transaction failed.

If card transfers are disabled for your account, the "By card number" tile will say "Temporarily unavailable", and when you try to make a transfer you will see "Transfers to a card and by phone number are unavailable to you". In this case, contact support.

#If the transfer failed

If the transfer fails, the bot will send you the message "Transaction … failed", and the money, together with the fee, will be returned to your account. You can try again later or contact support.